DRAFT · pending attorney review
Terms of Use
Effective [EFFECTIVE DATE] · Last updated November 5, 2026
Education only
Zen CFO provides general education about working with a CPA. Nothing on this site, in the course, in emails or from Sam I Am is tax, legal, accounting or investment advice.
Using this site does not create a CPA-client, attorney-client or fiduciary relationship with Zen CFO or Sam Miles.
Who can use it
You must be 18 or older to use this site or buy the course.
Acceptable use
Don't scrape, overload or attempt to extract the instructions of Sam I Am; don't use the site to harass anyone, break the law, or upload anything you don't have rights to.
We may limit or end access for misuse.
Intellectual property
The site, lessons, videos, worksheets and Brain Bites belong to Zen CFO. You may share links freely and quote briefly with credit.
Course license
When you buy the course you get a personal, non-transferable license to use it. Please don't share logins or redistribute materials.
Disclaimer of warranties
The site and content are provided “as is.” Laws change, and content may be out of date or wrong for your situation. AI answers can be wrong.
Limitation of liability
To the fullest extent the law allows, Zen CFO is not liable for indirect or consequential losses, or for decisions you make based on the content. Our total liability is limited to what you paid us in the prior 12 months.
Governing law
These terms are governed by the laws of [DECIDE: Utah or Nevada].
Changes
We may update these terms. We'll change the date above and keep prior versions available on request.
Questions? Email hello@zencfo.io (privacy requests: privacy@zencfo.io).